Saturday, February 26, 2011
Wednesday, February 16, 2011
Thursday, February 10, 2011
FHE
Friday, February 4, 2011
Making it work
We had a tough decision to make recently in regards to making it work. 1512 sq. feet is not a lot of space for a family of six that may or may not be expanding in the future. When we bought this house, it was at the height of the market high and we over paid by about $50,000 + dollars. As so many other people, we are now stuck in our home for longer than we would like. We had hoped to be in a larger home after two to three years. This July will make six years we've lived on Whistler Drive. In December we were looking at our fiances and deciding what to do. Do we take the money we've been saving for the last five years and a. use it as a down payment for a new house, renting our current home out, or b. do we finally get out of debt (pay off the van, student loans, and credit cards?) It was a tough decision, because both decisions were good ones. Both decisions would better our family circumstances. We met with a broker, were approved for another mortgage, found a rental company, and even looked at some homes. But we weren't ready to do anything quite yet, so Matthew and I decided to take some time and really think it over, pray, and fast. And we did so, separately. We didn't really discuss it, at all, for almost a month. And then after this past fast Sunday, Matthew and I came together and almost at the same time blurted out what we felt. We were to stay, pay off our debt, and make it work. It's not the decision that the "keeping up with the Jones" side of me wanted. I want a bigger house with nicer counter tops and high quality carpet. I wanted 5 bedrooms and 3 bathrooms and a three car garage. And although someday those things might become a necessity, right now, they are not. We have what we need. Our children are small, and we fit snugly in our 1512 sq. foot home. And by choosing to pay off our debts now, we will be in a better position in three or four years when moving becomes necessary. I am really happy with our choice to stay--something that actually surprises me. I am learning how to be happy with what I have, how to make good financial decisions--not something I've always been very good at. I am learning how to set goals better and work towards them. And, most importantly, I am learning how to be less materialistic and more grateful. We won't be in the house forever, but while we are here we will make it work!
Tuesday, February 1, 2011
My little pianists
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